The Smart Option Student Loan® by Western Carolina SallieMae Student Loans for Western Carolina University Students in Cullowhee, NC FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!


Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Western Carolina Sallie Mae Student Loans

1. Flexible repayment options: The loan allows students to choose from multiple repayment options, such as deferred, interest-only, and fixed payments, depending on their financial situation.

2. Competitive interest rates: The loan offers variable and fixed interest rates that are competitive with private student loans.

3. No origination or prepayment fees: The loan has no origination or prepayment fees, which can save students money in the long term.

4. Borrowing limits: Students can borrow up to the cost of attendance minus other financial aid received, which can cover expenses such as tuition, books, room and board, and other education-related costs.

Overall, the SallieMae Smart Option Student Loan can provide financial support to students who need extra funds to pursue their education goals at Western Carolina University. However, it's important to remember that private loans should be taken out only after exploring federal loan options and understanding the repayment terms and interest rates.
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